Note-record.



IVI. I. PHILBIN. Non RECORD. APPLICATION FILED OCT. 23, I9I7.

1,277,640. Patentedsepas, 1918.

. 5 SHEETS-SHEET I' MAKER I N9 5 2; 6 REGISTER or Nurs nm;

ENuoRsL-MEN an wLLnTER/JL UHTE TIM E Mam-n any Mon/TM5 gays AMouN'rINTEREST NET FRooEEnS FuRoHREU Pny/151.2 n1' anzu/r Loans onza/T /NTmssTTf1/56mm vMHKER N2 5 REGISTER ENDDRSEMENT 0R COUNTER/IL l -C DHTE TIME-`\MQNTN I any Mam-Ks l nnvs nMou/vr INT: Resr NET PRoaEas PuRcH/asenPHYHBLFT oRearr LOANS curan' wrenesr Tms BANK MAKER 5 2 Q 8 REGISTER 0FNOTE UUE ENDURSEMENT 0R COLLRTERHL Mon/1H mv mo/vrns anys Mou/vr/N-ranasr Narrnecssas PuRcHnsEu hk PRY/BLE HT anfan- Lonrls cnsnlrINTEREST M. 1. PHILBIN.

NOTE RECORD.

APLCATION FILE' OCT. '23. 19H,

,'KG Patented Sept. 3, 1918.

5 SHEETS-SHEET 2.

NQ 5 an@ www 0F NOTE DUE ENHDRSEMENT on :cLLATeR/IL MAKER NTGE OF NTEB-UE ENDORSEMENT OPI COLLRTERHL RAAOUNT JNTEREST PRVRBLE HT "i" 'rms.www ed um mun* guaine N dur a wrm-r u Me las? .myA T H www N9 5' f :0Non@ i? NOTE DUE ENDGESEM'ENT DI? GOLLTERL AMOUNT mgggyr- MNVNTQR Ul.

PRYRBLE HT THIS BRNK Nl. I. PHILBIN.

NOTE RECORD.

APPLICATION FILED OCT. 23.1917.

YPatented Sept. 3, 1918.

5 SHEETS-SHEET 3.

l PHYABLE HT CREDIT LORNS CREDIT INTEREST CREDIT LIIHNS ICEDIT INTERESTTICKLER or mms nus ENDURSEMENT 0R CULLA TERHL THIS BHNK /TVE TI M E'T40/urn any MoNTNs an vs HMQUNT INTEREST NLT Pnon 5.505 PuncHnssnPAYABLE HT cilenn INTEREST CREDIT LOHNS M, J. PHILBN.

NOTE RECORD,

APPLICATION FILED (M2123` 1917.

5 SHEETS-SHEET 4,

MAKER I A 0F N0 TE DUE ENDDREMENT 0R CULI-R TEFAL DHTE TIME l Mou'm lany Morrrns l nnvs T l l /MQUNT INTEREST Nev premisas PURCHASED Pny/qeum n Brumm: nu: oN Nora l Tms snm: I l l l a; No1-F- Dun J. PHILBIN.

` NOTE RECORD. APPLICATloN FILED 00T. 23

, nientsgin note records, for use in banks and subsequent use. .Invother Words, I have narran sr iras PATENT onirica MATTHEW J. PHIL'BIN,or oLYrHANT, PENNsYLvANIA.- y

NOTE-RECORD.

y intarsio'.

Appiication filed october 23, i917.

To 'all who-m t may concern:

.Be it` known that I, Ma'ririnw J. Pnininn, a citizen of the UnitedStates, and resident cf'Glyphant, in the countvof Lackawanna,

in the State of Pennsylvania, have invented new and useful Improvementsin Note- Ilecords, of which thefollowing, taken in .connection with theaccompanying drawings' k is a full, clear, and exact description.

This invention relates to certain improve.-

at onewiiting andthe recordsiiled under their respective captions orheadings to constitute a convenient and ready reference for sought toprovide a liability card ledger in which the cards of'each set for aparticulill lar note bear the same number, and in many respects the samerecord, but are filed under their proper headings and constitute acurrent recordthat is positively accurate Withont additional laborexcept as to filing of the cards, in some instances according' `to duedate and in other instances'-alpliabetically;

For the purpose of 'facilitating the use and filing of these cardrecords, I utilize a series of sheets of preferably substantially thesaine size and` form and secured togetherat one end, each sheetvcomprising a series of cards or blank. forms numbered consecutively andadapted for recording the' same 'record as applied to different notes.

Preferably I utilize live sheets, each comprising a series of cards, thecai-ds on the respective sheets being designated as regisiter,s noticeft1ckler, 61ndorser, and

iiiaker. These sheets may be arranged in any desired order, and in thecommercial embodiment of this invention I have elected to arrange themwith the register sheet first, the notice sheet second, the ticklersheet third, theindorser Asheet fourtlnf and the matter sheet'xlifth. 1,ther' arrangements,

heerst-fer., may he tnadeas 'olesiieed p i Specification of LettersPatent.

number of cards forme Patented sept. 3, 191s. Serial No. 198,015.

In the specific illustrationv of the inventionv as. here shown, eachsheet comprises tlireecards. In other Words, the first sheet compriseslthree register cards of like forni and consecutively numbered, thesecond sheet three notice cards of like form and- =consecutivelynumbered, the third sheet three tickler cards of like form andconsecutivelynumbe'red, the fourth sheet three in.

olorser cards of like form and consecutively numbered, and the'.l iifthsheetA three maker cards of like-form and consecutively numbered,vtheregister, notice,` tickler2 indorser 1 and maker cards of like numberbeing super posed o ne upon theother ivitli like' spaces, as hereinafterset forth, in registration so that the matter produced in theV spacesofl the front card, in this instance the register card, mayv bereproduced in like spaces of the remaining cards at/ one Writing merelyby the interposition of transfer medium, as carbon paper, between thecards.

lIn the drawingsigure'l is a plan View ofl my note record in'v'vhich thefront sheet, in this instance the register sheet',A alone appears,suclnfsheet embodying three `register cards integrally united so thatthe cards are not adapted to be separated butfare to be filed in yunisonas sheet is sepa-- rated from the remaining sheets. i

a continuous sheet When this lFig.. 2 shows the -same article front or,register sheet removed.:

Fig. 3 shows the' Fig. illustrates the s1 d the register, notice` 'andtickler'cards lremoved. 'I

igyg, illustrates thesame article With-,ther register, notice, ticklerand' ,indorzsm-Card removed.

Fig. 6 is a cross section on liiiev 6 6, Fig.,

withl the u sameearticle with 'I 'register and noticesheets,.reiiioved.- i

amey article with atl l, showing 'one method of securing the sheetstogether at their upper ends.- A.

The registration sheet, as shown and ias, heretofore stated, in thisspecifici illustra'ftion embodies three distinct cards or forms? forrecords,p c onsecutively numbered for the entry of'likenatterconstituting a'record of .different notes.H In ymy comercial embodimentof this invention, I have preferably embodied ve.'register,cards uponasingle t sheet, but it will be rcadilapparent that the on av continuoussheet may-"be varied vvvitlioi'itl; departng'from the spirit of thisinvention. so long as a plurality of cards are. formed ofothe@ sainesheet. A

The sheet wavl appearingin Fig. "l is of a continuous nature andunpert'orated. ex cept along` the line marked -Q-. which permits the.separation of the entire tirst sheet, containing the register matterlt'roin the reinainii'io' sheets. Otherwise the front sheet isunlwrforated and no portions thereot ai'e weakened to permit separationot' such parts t'roni the remaining parts. but rather `this entire sheetis adapted to be tiled in a suitable book to constitute an original bankrecord. ln order to `do awa v with on destroy the original bank recordot' one note, it. is necessary, under this construction. to do awaywithl or destroy the record. as shown` of three notes; in actualpractice as used. of tive notes.

The sheet may, as shown, be provided with openings tor the reception otposts of the usual binders. lt iwill be noted thata considerable spaceis provided at the, lett oi" the cards to permit such binding withoutconcealing any of the record matter upon the cards.'

The second sheet, numbered -JOH and shown in' Fig. Q. is. as heretoforestated. formed with three. notice. cards. th'e entire sheet. beingperforated orV weakened along line -4- to permit separation ot' theentire sheet from the remaining sheets it desired. Likewise the sheet,is pertorated or weakened along` lines fi-f and permit-ting the easyseparation ot' the notice cards from each other so that they may' betiled separately in accordance with the maturity date ot' the note. Thesheet is also preferably perforated or \\'eakei'iel along line 7* topermit separation ofthe cards t'i'oiii the inarginal portion 8-corresponding to'the marginal portion 9- of Fig. 1 provided forpermitting the' easy tiling ot' the-v series of register cards asv acontinuous sheetl without obstructing the view ot the record Inattercontained thereon. i l

The; tickler. indorser .and 'maker' cards` tiling ot' thetickler.indorser andinaker. rec- ,l

ords as individual cards separate from the series ot 'cards inconnection with which they are combinedin the article as manufacturedand sold.

nlv u The register. notice, tickler, indorse' and maker ca rds allcontain spaces properly designatedin this instance. by the sameexpression or identifying term. for the reception of the sameslLbject-niatter constituting 3. complete record ot' any give'n note.Each ot' these. cards contains a space for receiving the namgl ot' themaker of the note. the date ot' the note, the time ot the note, theamount ot the. note, the interest ci* discount) on the note. the duedate o't' the' note.r the indor'senient or collateral in connection withthe,

note, and the bank or place at which the note is payable. .h

'In addition to this.v the register, tlckler,

'indorsei and maker cards contain spaces designated to receivethe netproceeds of the note andthe time ot' purchase ot' the note. The spaceupon the notice card registered Awith these spaces to receive net.proceeds and i purchase date. is so colored that the subjectmatterproduced upon the other cards will not. appear Iupon the notice card, asthere 'is .receive credit loans and credit interest. This matter neednot be produced upon the register card. but its production upon thetickler card is preferable as under such circuinstances the tickleif'card pertorins a function additional to and zitter its use as a tickleri card1 has ceased. y

The indorser and maker cards contain a space or spaces properlydesignated to re` ceive a record ot' the amount that may remain due upona note or to indicate pay ments on the note whereby Vthe balance due onthe. note will appear. y

As before stated. each card is consecutively. numbered. rThe register.notice. tit-klei". indorser and maker cardslconstituting a complete cardset t'or recording all subject-matter in connection with any note havethe saine number and the successive cards upon each sheet are4secutively nuiiibered.

lt will be understood that the Word interest as used upon the cardshereof .is equivalent to the. win-d discount Jfor the purposcswit this:pplica'tiointhe word dis- .count" beingl used by banks to indicate thesaine thing as the word mtcrest" when used by trust.companies Theslieocts numbered ---`l-. -ll-; #-19.- and El are preterabl)v formed`ofniaterialsnch as paper and ot ditl'erent. color sothat the. color otthe card itself ind"ates the. nature ot the record contained thereon. Tn

the commercial euibodiment ot' this inven-' preferably conltion. theregister card.,is light `vellow. thetickler card .is pink, the indorse'rcard isdeep yellow or golden. and the niaker card is white.

The color of the not-.ice-'ca'relis-ncrtwri't*VV mamie important, asthat is not apart. ofthe bank record and may also be white.

F or instance, the maken and indorser cards are led alphabetically. The'bank clerk goes to the file of Mr. John Jones and l finds three whitecards and two deep yellow cards, and he immediately knows that Mr. Jonesis the maker of three notesand the in- Y 'dorser upon two notes',.and`for this reasonI V tion being efi'ected by a series of sheets asdescribed which are of diiferentl color.

It will be readily apparent that although i have shown and described anotice card in combination with the other cards asvperhaps the'preferred embodiment'of my invention, the use of such card is notessential as the bankrecord is complete without such notice card, thesame being merely for the convenience of the bank in notifying the makerof the note that the same is due, and the said notice card may,therefore, be omitted without departing from-the scopeof this inventionas set forth inthe appended claims.` And, while I have.chosen to placespecific designations yupon the cards, as registe'r, tick1er, indorser,maken notice other and equivalent indicating designations or indiciamaybe used, and var-ions Vand equivalent notations may be substitutedfor any or vall of the notations upon the cards, the particularsubject-matter which desire toy claim in this ,application. relatingspecifically to the mechanical construction of the article ofmanufacture herein disclosed in which theregister cards are formed lin acontinuous sheet comprising a plurality of such cards, such sheet yadapted to be filed as a. unitary articler-toconstitute an original bankrecord, While the I remaining sheetsI containing equivalent numbers ofcards designated respectively, as heretofore set forth, have suitableperforated or weakened portions vto permit theready separation ofeaehcard from the remaining cards of its particular sheet so that theits' cards may be filed separately and independently of each other in4accordance..with different due dates anddiferent names asa-lphabetically classified.

Preferably/elliot' the sheets ane, as originally furnished, .securedtogether so that similarsp'acesare held in exact registration-,thesheets being provided with suitable perforated lines or weakenedportions to permitseparation of each sheet from the 4portions of the`sheets which are bound'or permanently secured together. AWhat'l claimis v' 1.- Ainoterecord composed of sheets, each sheet comprising aplurality of cards,-.-the cards on one sheet ybeing designated asregister, the cards on anotherl set being designatedl as tickler,the/cards'v on another sheet being designated as indorser, andthe cardsyon another sheetbeing designated as maker,

the sheet comprising the register cards befing continuous andunperforated and'adapted to be filed as a unit to constitutean ,originalbank record, the sheetsy comprising the tickler, indorser and makercards being perforated to permit the separation ofeach card from theother cards so that each tickcordance with the due date of a note and,1er card can kbe independently filed inaceach, maker and indorser cardmay be indel` pendentlyfand alphabeticallyk filedy in accordance withthe name, of 'the indorser and maker, respectively.' 1 i 2.. A noterecord 'composed of sheets, each sheet comprisinga plurality of cardsanda p margin extending across the ends of all the cards of thatsheet,"the cards on one sheet being designated as" register, the cardson another sheet being designated'as tickler, the cards on another sheetbeing designated as indorser, and the cards on another sheet I,

being designated as -maker, ythe sheetcoml prising the register cardsbeing continuous f vand unperforated and adapted tobe filed-as a unit toconstitutean original bank record, the sheets comprising the t1cklerindorserand maker-cards being perforatedftoy permit,

theseparation of each cardfronrthe other-` 'f cards so that each ticklercard canbeinde-, pendently filed in accordance withtheyvdue date of anote and each maker and indorser;

rue

card may be independently and alphabetif card provided with spacesdesignated .to receive the name of the maker, the indorser, and the 4duedate of a note, each of said spaces on oneof said cards'being over thecorresponding space on the other of -said cards for the interposition ofa transfer medium, the Sheet comprising the register cards beingcontinuous and unperforated and adapted to be iledas a unit toconstitute an original bank record, the sheets comprising the tickler,indorser and maker cards being `perforated to permit the separation ofeach card from'the other cards so that each tickler card can' be'independently iiled in accorde ance-With the due date of a noteand each1n accordance maker and indorser card mtyrbe independ-` ently andalphabeticaliy file iso original bank record, the sheets comprising thetickler, indorser and maker cards being perforated to permit theseparation of each card from the other cards so that each notice cardmay be independently tiled in accordance witlr the maturity of the noteand each tickler card may be independently filed in accordance with thedue date of a note, and each maker and indorser card may be independent]and alphabetically filed in accordance with the name of the indorser and,r `iker, respectively. 5. A note record composed of sheets, eachV heetcomprising a plurality of car'ds, the cards on one sheet beingdesignated as register, the cards on another sheet being designated astickler, the cards on another sheet being designated as indorser, andthe cards on another sheet being designated as maker, each ofv saidcards' provided with spaces designated to receive the name of the maker,the indorser, the due date, the time, the amount, and the date of anote, each of said spaces on one of said cards being over thecorresponding spaces on the other cards for the interposition of Yatransfer medium, the

sheet comprising the register cards being continuous andunperfora'tedand adapted to be tiled as a unit to cbn'stitute anoriginal bank record, the sheets con'iprising the tickler, indorser andmaker cards being perforated to permit the separation of each card fromthe other cards so that each tickler card may be independently tiled inaccordance With the due date of a note and each maken and in'dorser cardmay be independently and alphabetically liled in accordance with thename of the indorser and maker, respectively.

6. A note record composed of sheets of different colors, each sheetcmprising a plurality of cards, the cardson one sheet being designatedas register, the cards on another sheet being designated as tickler,thecards on another sheet being' designated as indorser, and the Cardson another sheet being designated as maker, the sheet comprising theregister' cards being continuous and .unperfora'ted and adapted to beled as a unit to constitute an original bank record, the sheetscomprising the tickler, indorser and maker'cards being perforated topermit the separation of each card from the other cards so that eachtickler card may be independently tiled in accordance with the due dateof a note and each maker and indorser card may be independently andalphabetically tiled in accordance with the name of the in dorser andmaker, respectively.

In witness whereof I have hereunto set my hand this 19th day of October,1917.

MATTHEW J. PHILBIN. 1Witnesses VALTER TINsLnY,

DAN. Gr. JONES.

